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(844) 654-7658
Operating Hours
  • Mon-Fri 8am-8pm
  • Sat Closed
  • Sun Closed
  • Wed Nov 27 8am-6pm
  • Thu Nov 28 Closed
  • Fri Nov 29 8am-6pm
Operating Hours
  • Mon-Fri 8am-8pm
  • Sat Closed
  • Sun Closed
  • Wed Nov 27 8am-6pm
  • Thu Nov 28 Closed
  • Fri Nov 29 8am-6pm

Insuring over 1 million small businesses worldwide.

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We want to make sure you selected the right trade

We define General Contractor as an individual who is responsible for scheduling and overseeing the day-to-day activities of a construction project. They rarely do physical work themselves and typically hire subcontractors for specialized work, such as plumbers or electricians.

If you primarily do minor repair or maintenance services including "odd jobs" or "fix-up" tasks, you should select the trade Handyperson .

Select one option based on description above
Or select another trade

General Liability

Can cover the costs if your business has caused bodily injury or property damage to someone else.

What's usually covered

  • Third-party bodily injury
  • Third-party property damage
  • Personal and advertising injury
  • Claims arising from product defects
  • Medical expenses
  • And more

Professional Liability / Errors & Omissions

Can help cover some costs associated with claims of negligence or lawsuits if you make a mistake in the services you provide to a customer or client.

What's usually covered

  • Negligence or alleged negligence
  • Legal defense costs
  • Claims involving libel and/or slander
  • Claims and damages
  • And more

Please tell us about your business

Please describe your business.

Select the business that most closely describes what you do.

Select the business that most closely describes what you do.

Or choose from the full list of professions

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Select "Yes" if your business sells products on Amazon and is required to purchase liability insurance under Amazon's terms and conditions. As an Amazon Seller, Amazon will be added as an additional insured to your policy.
The process of maintaining, inspecting, and analyzing financial accounts, as well as reporting business and financial transactions for individuals, companies, and other entities.
A professional who provides training, advice, and mentoring to performers in order to improve their acting skills.
A professional who plans, organizes, and executes advertising campaigns such as direct mail, broadcast media, print, digital, entertainment, promotions and other relevant marketing functions.
An instructor who choreographs and teaches aerobics classes of varying types.
A business, contractor, or individual that provides the installation and servicing of air conditioning equipment.
A business, contractor, or individual that installs, repairs and services household appliances such as refrigerators, stoves, washing machines, and clothes dryers.
A professional responsible for designing and coding functional software programs and applications.
Estimating market value or the cost of producing or replacing physical property such as art, furniture, jewelry, or antiques. Also can include determining the worth of property, and forecasting the monthly earning power of certain classes of property.
A professional who teaches art skills to individuals and groups.
A certified and licensed health care professional who practices in the field of sports medicine.
A professional who is authorized to review and verify the accuracy of financial records and ensures that companies comply with tax laws.
A brick and mortar establishment where audio and visual equipment, such as projectors, microphones, cameras, and loudspeakers are sold.
A professional who writes books, plays, screenplays, and other content.
A business that specializes in repairing, customizing, or painting private passenger vehicles, trucks, and vans. Services may include general repair, maintenance, engine repair or replacement, and bodywork painting.
A business that specializes in automotive services like diagnostics, emissions tests, inspections, and lubrication. This does not include repair shops, body shops, or car washes.
Awning installers assist in fabricating awning frames, assembling awning to frame, and repairing canvas coverings.
A brick and mortar establishment that sells baked goods such as bread, cookies, cakes, bagels, pastries, and pies.
A motorized vehicle, such as a van or trailer, equipped to cook, prepare, serve, and/or sell food.
Businesses that are primarily engaged in cutting, trimming, and styling men's or women's hair, and/or shaving and trimming men's beards. If your business offers beauty/salon services in addition to cutting and styling hair, we recommend selecting "Beautician / cosmetology services" instead.
A business, contractor, or individual who updates, installs or remodels a bathroom. If also performing plumbing or electrical work, please add it as a secondary trade below.
Businesses primarily engaged in one or more of the following: (1) cutting, trimming, shampooing, coloring, waving, or styling hair; (2) providing facials; and (3) applying makeup. If your business only cuts and styles hair, we recommend selecting "Barber / hair stylist services" instead.
Providing beauty products, salon supplies, wigs, and related equipment for sale. Customers can include independent beauty shops, corporate beauty shops, professional salons, and individuals. As part of their business, a supplier may visit customer locations and/or have customers on the supplier's premises.
A health professional who specializes in treating the emotional, behavioral, and biological aspects of a person's physical and mental well-being.
Consists of maintaining records and processing payments. These businesses do not have access to their client's funds.
A writer who creates an online diary of the writer's own experiences, observations, personal reflections, comments, and/or opinions. This can often be in the form of a personal chronological log published on a web page. Typically, content is updated daily and can often include videos, photographs, and hyperlinks.
An individual who tracks and records financial transactions for businesses.
A professional typically hired by either a city, township, or county to inspect structures of buildings at different stages of completion. A building inspector is usually certified in one or more services, such as a residential, commercial, or mechanical inspector. Home inspectors hired by buyers or lenders for the purposes of assessing condition and value are not considered under this selection. If your business is home inspection services, consider selecting "Home Inspection" instead.
A business, contractor, or individual focused on installing and repairing electrical wiring and equipment in relation to fire alarms and burglar alarm systems.
Responsible for improving companies' operations by assessing weaknesses and recommending business solutions. They generally work in areas such as marketing, human resources, management, finance, and accounting, among many others.
A professional who manages and directs employees, business activities, and performs other duties for their client, including planning, finance, operations, and marketing
A business, contractor, or individual that performs the installation of cabinetry. This includes but is not limited to kitchen cabinets, bathroom cabinets, built-in cabinets, and closet cabinets. This trade is not intended for businesses manufacturing cabinets or shop-only operations.
A brick and mortar establishment selling photography equipment, materials, and related supplies, such as photo albums and frames.
A sales representative or distributor who sells third-party manufactured candles.
A retail store that sells candles. If you make or handcraft your own candles, please select 'Craft vendor / crafter' as your trade instead.
A store that sells candies and chocolate.
A business, contractor, or individual performing cleaning, polishing, and/or waxing of personal passenger autos. Cleaning includes interiors and power washing exteriors, but excludes auto garages, auto maintenance and repair shops, and car washes.
A business, contractor, or individual that constructs, installs, and repairs structures and fixtures made of wood and other materials.
A brick and motar establishment that primarily sells carpet, laminate, vinyl, and other types of flooring products, exclusive of hardwood and ceramic tile products, directly to customers and does not offer installation services.
A business, contractor, or individual specializing in the process of removing stains, dirt, and allergens from carpets, rugs, furniture of upholstery.
A caterer typically prepares and presents food and beverages at a social gathering, like a wedding, corporate event, or party.
Ceiling and wall installers hang wallboard and install ceilings inside buildings.
A professional who advocates for clients. Duties can include obtaining needed services, resources, and entitlements; providing crisis intervention; and supplying personal support. Maintains clients' records by reviewing case notes, logging events, and recording progress.
A professional who works with individuals who have special physical, mental, or health care needs. Job duties can include assisting individuals based on their needs, and teaching strategies and skills to succeed in daily life.
A retail store specializing in Christmas or holiday supplies, especially decorations. Many Christmas / holiday stores operate only seasonally, usually a month or two before the holiday.
A professional who conceives, designs, builds, supervises, operates, constructs, and maintains infrastructure projects and systems in the public and private sector. These may include roads, buildings, tunnels, dams, bridges, and systems for water supply and sewage treatment.
A professional who inspects property damage to determine how much the company should pay for a particular loss.
A store that sells off-the-rack clothing and accessories.
Individuals who provide live entertainment for birthday parties, small gatherings, or special events. If you are a musician or disc jockey, please go back and select the corresponding trade name "Musicians" or "Disc jockey."
A mobile, outdoor structure used for selling coffee, donuts, and other beverages and similar products.
A store that sells coffee, tea or related supplies.
An establishment that primarily serves various types of coffee, such as espressos, lattes, and cappuccinos. They also may serve food and other beverages, such as teas.
An instructor who demonstrates the proper techniques to prepare food, how to use kitchen equipment, and shares a variety of recipes.
A business, contractor, or individual that installs, repairs, and maintains the mechanical, and electronic components that are part of heating and air conditioning systems.
A business or individual who performs printing to produce labels, advertising brochures, catalogs, newspaper inserts, direct mail marketing pieces, corporate reports and other materials.
A business, contractor, or individual that installs, repairs or disconnects devices that transmit communication signals. Communication signals include internet routers, telephone lines, and other such equipment.
Someone who is involved in the purchase of computer hardware from a manufacturer or other entity and the resale of those devices directly to consumers.
Provides services on a contract or fee basis. Performs a variety of services in software and hardware, from creating custom software to providing training.
Work that is focused on the repair and maintenance of computers and related equipment.
A brick and mortar establishment that sells computer hardware, software, components, accessories, and other related products. This could also include peripherals like printers, scanners, and networking equipment.
A business, contractor, or individual that builds concrete structures. Concrete construction may involve mixing ingredients to building the retaining structure to pouring and settling the mix.
A Construction Project Manager (also known as a Project Manager or Owner's Representative) specializes in overseeing all phases of building to ensure the project is completed on time and within scope. If you act as a general contractor involved in the daily direction and operations of construction projects, rarely do the physical work yourself, and typically hire subcontractors, please go back and select "General contractor" as your trade.
A business or professional responsible for the design of machine control software as well as the programming of automation systems.
A brick and mortar establishment that provides the public with a convenient location to quickly purchase a wide variety of consumable products.
A brick and mortar establishment that provides the public with a convenient location to quickly purchase a wide variety of consumable products.
A brick and mortar establishment that prints and copies things, such as documents and cards, for customers.
A store that primarily sells personal hygiene and beauty products, including cosmetics and toiletries.
A professional trained to provide guidance on personal, social, or psychological problems.
A skilled craftsperson who creates useful and decorative items by hand or with simple non-automated tools. These items may be sold in stores, online, or at pop-up events or fairs.
A professional who advises and educates individuals or organizations on managing debt, budgeting, and other financial matters.
A brick and mortar establishment selling packaged dairy products, including ice cream, butter, milk, and cheese, as well as other specialty grocery items.
A professional who teaches students various styles of dance.
A health professional who assesses a patient's needs and uses a combination of movement exercises and choreography activities in a wide range of styles to treat their emotional, social, psychological or physical difficulties.
A business or individual who performs a series of operations on data by a computer to retrieve, transform, or classify information.
A business, contractor, or individual that removes various types of debris.
A business, contractor, or individual who installs or repairs decks, pergolas, or similar structures at commercial or residential locations.
A brick and mortar establishment selling foods already prepared or requiring little preparation for serving, as cooked meats, cheese, salads etc.
An individual or business that sells desserts from a non-motorized cart.
Diet / nutritionist services evaluate clients' needs to identify their dietary requirements and restrictions. They use their expert knowledge of nutrition and food to help others make better healthy food choices. Their duties include creating meal plans, training the public, and establishing goals.
A marketer who uses a variety of digital channels, such as websites, search engines, apps, and social media platforms to market products and services to customers.
A professional who promotes products, services, and brands to potential and existing customers. They execute direct marketing campaigns across various sales channels, including telemarketing, email, SMS, direct mail, and social media.
A professional entertainer who plays recorded and mixed music to an audience.
A brick and mortar establishment that sells discounted general merchandise.
Professional preparation, organization, and tracking of technical documents to ensure that customers adhere to business requirements or standards.
A service involving taking dogs for walks and exercise. Typically the dog is taken from home and returned afterward. This service does not include dog sitting.
A brick and mortar establishment that sells discounted general merchandise.
A business, contractor, or individual specializing in the install and repair of doors and windows in new and remodeled buildings, and also retrofit doors and windows.
A professional or organization that creates technical drawings and renderings by hand or with computer software (CAD/CAM).
A business, contractor, or individual that does paving, repaving or resurfacing of driveways, parking areas, sidewalks and curbs.
A brick and mortar establishment where medications are sold, along with such items as cosmetics, household goods, and drinks & snacks.
A business, contractor, or individual that specializes in the installation, hanging, and repair of drywall or wallboard.
An individual or business that provides schools and institutions in the education sector with advice and guidance on curriculum development, individual educational plans, compensation programs/payroll, and human resources.

If you provide instruction directly to children or students, please select Teaching or Tutoring as your trade/profession.
A retailer that typically sells electrical supplies, products, or equipment.
A business, contractor, or individual specializing in electrical wiring of buildings including installation, maintenance, repair, and replacement of electrical systems and machinery.
Retailers primarily engaged in the repair of electronics such as home and car audio equipment, televisions, telephones, and personal computers.
A professional who designs, develops, tests, and manages the manufacturing of electrical equipment and systems.
Ornamentation of fabric with needlework that can be done by hand or machine. If done in conjunction with other crafts, it should be considered as secondary business.
Professionals who use complementary and alternative medicine in order to help reduce stress and anxiety and promote well-being in their patients.
Professionals who use scientific knowledge to solve various technical problems as well as to design and implement materials, machines, devices, and systems.
A professional who prepares, reviews, updates, and presents reports on issues related to the environment. They may also design environmental protection systems, such as those to reclaim water or to control air pollution.
A service that specializes in the beautification of the skin. Estheticians are not medical doctors; instead, they perform cosmetic skin treatments, such as facials, body treatments, and waxing.
Event planners who develop, plan, promote, budget, schedule, and coordinate various events, such as fundraisers, parties, or corporate events.
A business, contractor, or individual that focuses on site preparation activities including moving earth, rock or other materials with tools, or equipment. Typical services include, digging trenches, shafts to accommodate water, sewerage, or utility pipelines.
A professional who analyzes a patient's medical history to determine the best possible exercise and fitness regimen. They develop fitness and exercise programs to help patients recover from chronic diseases and improve cardiovascular function, body composition, and flexibility.
A professional that provides knowledge on a particular subject beyond that of an average person. They typically testify at court proceedings, but generally do not provide any legal services.
A business, contractor, or individual that provides services with the use of high-pressure water spray to remove loose paint, grime, dust, mud, chewing gum and dirt from surfaces and objects such as buildings and concrete.
Eyelash technicians provide cosmetic eyelash treatments for clients such as lash extensions or faux lashes.
A brick and mortar establishment where raw materials and specialty fabric needed to cut and sew garments are sold.
A brick and mortar establishment that sells animal feeds, plant seeds and bulbs, and/or other gardening or nursery supplies.
A business, contractor, or individual that installs a variety of fence products, including metal and wooden fences, sliding, swinging, or electrically operated gates and may provide ancillary services, such as fence painting and repair.
A professional who provides advice and guidance to help clients related to money matters, personal finances, investments and other financial matters. They may periodically meet with clients to discuss their financial portfolio and make recommendations.
A professional who examines and analyzes the accounting and financial records of individuals and organizations to ensure accuracy and compliance with established accounting standards and procedures.
A financial professional who buys and sells securities and commodities for clients. They may analyze company finances to provide recommendations for public offerings, mergers, and acquisitions.
A training program designed to help participants learn how to recognize and respond appropriately to individuals experiencing cardiac, breathing and first aid emergencies.
A professional who provides instruction, education, and personal training related to health and fitness. Fitness professionals can include personal trainers, health and wellness professionals, and other related occupations.
A business, contractor, or individual that installs floor coverings such as carpeting, vinyl or hardwood flooring. Businesses that install ceramic tile or stone should be classified as "Tile, Stone, Marble, Mosaic, or Terrazzo Work".
Retail stores primarily engaged in selling new floor coverings, such as rugs and carpets, vinyl floor coverings, and floor tile.
These professionals work with cutting tools, wires, and wood stakes to create arrangements of cut and/or silk or plastic flowers in floral foam, clay, or Styrofoam.
Professionals who are responsible for making, producing, arranging and maintaining marketable floral arrangements. Other responsibilities include ordering and processing flowers and supplies from wholesalers and growers.
An individual or business that sells food and beverages from a non-motorized cart.
An individual or business that sells food and beverages from a non-motorized cart.
A store that sells food service and commercial kitchen equipment and supplies.
A business, contractor, or individual that specializes in construction framing.
A brick and mortar establishment that primarily sells fruit and vegetables.
A brick and mortar establishment that sells, cleans, or repairs furs and fur garments.
A business, contractor, or individual focused on the installation of furniture and fixtures, usually items that won't damage the structure of the building if removed. This trade is limited to furniture and fixture installation. It does not include moving services (i.e., moving furniture from one location to another).
A store that sells movable and generally functional pieces of furniture that equip a room, house, or other living space.
An individual, professional or business responsible for collecting garbage, debris, and recyclables from homes, businesses, and other locations.
An individual who is responsible for scheduling and overseeing the day-to-day activities of a construction project. They rarely do physical work themselves and typically hire subcontractors for specialized work, such as plumbers or electricians.

If you primarily do minor repair or maintenance services including "odd jobs" or "fix-up" tasks, you should select the trade Handyperson.
A brick and mortar establishment that primarily sells non-food and beverage items such as apparel, furniture and smallwares.
Merchandise being delivered may include balloons and gift baskets, which can contain specialty items, food, etc. The baskets are often customized to a client's specifications or to follow a certain theme.
Retail stores primarily engaged in selling new gifts, novelty merchandise, souvenirs, greeting cards, seasonal and holiday decorations, and curios.
A business, contractor, or individual specializing in cutting, installing, and removing glass (and materials used as substitutes for glass, such as some plastics) in glass panes and other prepared openings.
A brick and mortar establishment that sells residential, commercial, and artistic glass.
A professional who instructs others on how to play golf. This may include developing practice routines and providing feedback.
A business, contractor, or individual specializing in site preparation activities including excavation, grading, or the process of leveling up land or slope for construction to build.
The use of typography, photography, iconography, illustration, and other graphic elements to aid in visual communication for a client.
Group fitness instructors organize and lead groups in various types of fitness activities, such as aerobics, stretching, and strength building. A group fitness instructor also may work as a personal trainer with small groups.
A business, contractor, or individual service focused on the cleaning and unclogging of gutters and chimneys. Chimney cleaning services maintain chimneys so that they are safe to operate, which may include cleaning of the chimney or flue by removing soot and debris from inside of chimneys and fireplaces.
A business, contractor, or individual that removes all debris from gutters and gutter guards.
A seasonal retailer that supplies Halloween decorations, costumes, props and accessories.
Includes hand-made items created by skilled craftspeople. Merchandise may include embroidery, tatting, knitting, crocheting, etc.
A business, contractor, or individual skilled in a wide range of repair or maintenance activities typically performed in the residential space. These are sometimes described as "side jobs", "odd jobs", or "fix-up tasks". This trade is not intended for businesses focused on building construction or remodeling operations.
A retailer that typically sells hand and power tools, building materials, electrical supplies, plumbing supplies, cleaning products, housewares, and paint.
A brick and mortar establishment that primarily sells carpet, laminate, vinyl, and other types of flooring products, exclusive of hardwood and ceramic tile products, directly to customers and does not offer installation services.
Professionals who provide clients with knowledge, tools, and behaviors to promote wellness and help improve quality of life.
A brick and mortar establishment that primarily sells health foods, organic foods, and local produce.
A store that sells hearing aid devices, personal sound amplification products, and applications primarily for individuals with mild-to-moderate hearing loss.
A professional who uses a system of bodywork that may include deep tissue massage, body movement education, and verbal dialogue.
A brick and mortar establishment where items related to various hobbies and crafts, such as model building, art supplies, and collectibles, are sold.
Retail stores that are primarily engaged in selling toys, games, and collectables, such as coins, stamps, and autographs.
A business, contractor, or individual who installs holiday lighting or other yard decorations. Please note that our policies have 12 month policy periods, if you perform other operations outside of the holiday season you can enter a secondary trade below.
A person who bakes and sells bread, cakes, cookies, or other baked goods.
A brick and mortar establishment that sells home/office electronics, computers, audio-visual equipment, and other accessories.
A brick and mortar establishment where products used for decorating the home, such as furniture, carpets, etc. are sold.
A brick and mortar establishment that sell primarily hardware and home improvement supplies.
A professional who provides an examination and objective assessment of the physical structure and systems of a residential property ( e.g., homes, condos, townhouses, etc). A home inspector is usually hired by buyers or lenders to assess the condition and value of a home. If your business is providing building inspection services please select "Building inspector" instead. Building inspectors are hired by a city, township, or county to inspect a structure throughout the construction process.
A business, contractor, or individual who installs, repairs, or adjusts audio or television receivers, stereo systems, camcorders, video systems, or other electronic entertainment equipment in homes or other venues.
An individual or business that sells hot dogs from a non-motorized cart from which food is cooked and both food and beverages are typically sold.
Retail stores primarily engaged in selling electric and gas appliances, such as refrigerators, stoves, dishwashers, and more.
A business, contractor, or individual focused on the installation and/or assembly of home furnishings. It does not include moving services (i.e., moving furniture from one location to another).
A business, contractor, or individual that provides cleaning that may include: dusting, vacuuming, sweeping, mopping the floors, and general cleaning of rooms, including bathrooms.
A professional who offers services to create and enhance business and human resource functions and policies for corporate and small business clients. These may include consulting, education, training, and development of human resource solutions.
The use of hypnotic methods by a certified professional hypnotist to help clients who want to modify unwanted behaviors, reduce stresses, or eliminate pain or phobias.
A retailer that sells ice cream and frozen yogurt.
An individual or business that sells ice cream from a non-motorized cart.
An individual or business that sells ice cream from a motorized truck.
A professional who works with their clients to provide support and advice to reach a particular image through clothing choices, body language, grooming, and communication skills.
A professional who improves systematic processes through implementing and integrating workers, machines, materials, information, and energy.
A business, contractor, or individual skilled in the installation and replacement of materials used to insulate buildings or mechanical systems.
An Insurance inspector evaluates individuals or property that may be insured by an insurance company. The role may include accurately gathering and presenting information related to the potential risk involved in providing insurance coverage.
A licensed professional who initiates, negotiates, or sells contracts on behalf of insurers.
Individuals or businesses that specialize in enhancing the visual appearance of interior spaces based on the preferences and needs of their clients. Duties may include selecting furniture, accessories, and other decorative elements.
An individual or business that helps make indoor spaces functional, safe, and aesthetically pleasing based on the preferences and needs of their clients. Duties may include providing expertise and guidance on layout, color, finishes, size, scale, and focal points.
A business, contractor, or individual that performs interior work on structures, including fitting of doors and windows, application of trim and paneling, and installing built-in cabinets.
A professional who provides clients and potential clients with guidance and recommendations related to investment products.
A consulting service that advises organizations on best practices for information technology and how to best use it to achieve their business goals.
A professional who plans, organizes, and implements a company's or client's information technology projects.
A professional that provides instruction and education on various topics related to software, equipment and computer usage.
A business, contractor, or individual that cleans commercial establishments. Services may include emptying trash receptacles, dusting furniture and other surfaces, cleaning partition glass and mirrors, cleaning and vacuuming carpets and upholstery, and cleaning and sanitizing all restrooms.
A professional or business primarily engaged in reselling jewelry, precious and semiprecious stones, precious metals and metal flatware, costume jewelry, watches, clocks, silverware, and/or jewelers' findings to retailers.
A professional engaged in the production or design of jewelry. This may involve jewelry design, material selection, prototyping, casting, polishing, and stone setting.
A business that sells jewelry.
A retailer that is typically located in malls, shopping centers, or similar venues, and sells non-food or non-beverage items, usually from a small, open-front stand.
A retailer that sells lamps and lighting fixtures.
A highly trained professional who makes precise measurements to determine property boundaries for construction projects, mapping, or to help settle property line disputes.
A professional who designs and creates attractive and functional outdoor spaces using plants and other outdoor elements. These spaces can include public parks, gardens, playgrounds, residential areas, college campuses, and public spaces.
A business, contractor, or individual that performs operations such as planting flowers, shrubs and small trees, mulching, mowing, seeding lawns and grounds, installing turf and sod, as well as trimming and pruning of shrubs and trees.
A professional who installs, inspects, tests, and repairs sprinkler systems for lawns and gardens.
A business, contractor, or individual that provides basic care of lawns and grounds including mowing, weeding, edging, trimming of small trees and shrubs, removal of leaves and other debris from lawn.
A brick and mortar establishment where plants, nursery products, potting soil, and garden tools are sold.
A legal office professional such as an attorney, paralegal, and other professional who provides legal assistance or may represent clients in court or on other legal matters.
An individual or business that sells freshly prepared lemonade from a non-motorized cart or stand.
A licensed counselor who diagnoses and treats mental, behavioral and emotional problems and disorders, including addictive disorders.
Helping clients by guiding them towards desired goals, whether it be in their life or career.
Locksmiths install, service, and repair various types of locks and security devices. They may also install and repair door hardware and hydraulic closing fixtures. Their work can include disassembling locks or repairing and replacing worn tumblers, springs, and other parts. They also may cut new or duplicate keys and stamps with identification.
Logistics managers provide advice for clients looking to reduce costs or improve logistical performance. They focus on improving the supply of goods/services to better meet customer needs. To do this, they plan, organize, and manage activities.

This person does not provide the physical service or deliver products themselves to the customer.
A brick and mortar establishment that sells leather goods such as bags, wallets and other leather accessories.
A business, contractor, or individual that provides cleaning that may include: dusting, vacuuming, sweeping, mopping the floors, and general cleaning of rooms, including bathrooms.
A brick and mortar establishment that primarily sells packing and shipping products and offers packaging and shipping services.
The process of mail preparation and delivery including, but not limited to, packaging, labeling and stamping.
An artist who specializes in makeup application services. This does not include face painting of children.
Management consultants are responsible for helping organizations solve issues, create value, maximize growth, and improve business performance. They provide objective advice, expertise and help an organization develop any specialist skills that it may be lacking.
An individual who represents a manufacturer and sells their products to distributors, wholesalers, or retailers.
A professional who gathers and analyzes data about potential markets, consumer preferences, pricing, and other market factors to evaluate the viability of certain products and services.
Marketing consultants work with companies to create and implement marketing strategies. They help to create a detailed marketing plan, determine a business's marketing message, and identify the appropriate marketing mix to get the message out to the target market.
A therapist who works with any number of family members to diagnose or treat a wide range of clinical problems. These can include depression, marital problems, anxiety, individual psychological problems, and child-parent problems.
A business, contractor, or individual using cement, tile, or similar materials to perform additions, alterations, maintenance, and repairs including stone setting, brick laying, and other stone work.
A therapist who physically manipulates muscles and other soft body tissues to help relieve pain and stress, heal injuries, improve circulation, and increase general wellness.
A professional who manages billing and payments on patient accounts and oversees insurance claims for a healthcare provider.
Licensed professionals who provide mental health services.
A business, contractor, or individual skilled in the erection of structural metal.
A vendor who sells food or beverages from a wheeled vehicle for immediate use and/or consumption.
A vendor that sells food or beverages from an organized outdoor / indoor marketplace or food vending vehicle for immediate use and/or consumption.
A professional who works with multiple lenders to connect buyers with the banks or institutions they need to obtain a mortgage loan.
A professional hired to provide inspirational speeches or presentations to groups of people. Examples of topics may include personal or financial success, or improving one's personal life or business.
A brick and mortar establishment where movies are available for sale or rental.
A professional who creates music-based treatment programs for their clients, helping them use music as a tool to adapt to life changes and improve their overall well-being.
A professional who teaches students to sing, play instruments, understand music history and theory, and learn fundamentals like scales and chords. They also lead musical groups like school bands, orchestras, choirs, and ensembles.
A retail business that sells musical instruments, equipment, and accessories.
Providing services for a fee related to building, repairing, maintaining and tuning musical instruments and instructing customers in tuning and caring for instruments.
A person who plays a musical instrument as a profession for the entertainment of others.
A beauty specialist who is responsible for the grooming and appearance of a client's fingernails and toenails.
A professional who handles the editorial direction for newspapers, magazines, books, and other digital or printed published content.
A retail business that primarily sells current newspapers, magazines, and other periodicals.
A business, contractor, or individual that performs construction, additions, or major alterations of commercial buildings.
A state-commissioned official who acts as an impartial witness for legal documents, including loan signings, acknowledgments, oaths, depositions, and more.
A healthcare professional who uses meaningful activities to help people of all ages improve their daily life and achieve independence.
A brick and mortar establishment that sells things typically found in an office or classroom, such as computers, monitors, printers, desks, and office chairs and lamps.
A retailer that typically sells eyeglasses or contact lenses for individuals.
Retail stores that sell miscellaneous apparel and accessories.
A professional service hired to improve the performance of an individual or a business through analysis of existing problems and development of corrective action plans.
A service that assists clients in defining target audiences and developing effective marketing strategies.
Retailers who sell food and beverages along with other miscellaneous items.
Retailers who sell miscellaneous items, but not food and beverages.
A brick and mortar establishment offering packaging and shipping services.
A retail store that primarily sells paint, wallpaper, and related supplies.
A business, contractor, or individual that provides interior and/or exterior painting, interior wall covering including wallpapering, wood paneling, or fabric coverings.
A retailer that supplies party goods, decorations, and accessories for birthdays, graduations, baby showers, and other special occasions.
Professionals who assist elderly, disabled, sick, or recovering individuals by providing companionship, personal care, and support with daily living activities.
A chef hired by clients to prepare and cook meals privately in their home or their clients' homes, based on needs and preferences.
A personal concierge or assistant helps clients by running personal errands, organizing, making arrangements, booking appointments, and more.
An individual who assists clients with shopping or selects items for them.
An individual who is certified to assist clients with achieving their fitness potential. Personal trainers can motivate clients through designing fitness programs, setting goals, and providing feedback.
The hygienic care and cleaning of a household pet typically including bathing, trimming, shaving, and other services.
An individual who takes care of a pet or pets at the customer's home while the owner is away.
Typically involves the use of behavior analysis with the goal of changing a pet's behavior, either to assist in or undertake particular tasks, or for it to participate well in domestic life.
A service that involves removing pet waste from residential or commercial properties and installing and maintaining self-service pet waste stations.
The practice of taking, editing, and processing photographs. This would also include wedding and small event videographers.
An individual or business that specializes in organizing and coordinating picnic events. Duties may include securing locations, arranging meals, entertainment, and planning activities.
A business, contractor, or individual who specializes in the installation of plaster and/or stucco to interior walls and ceiling, and/or exterior walls of either residential or commercial buildings.
A business, contractor, or individual who specializes in the installation, fitting, repairing, and maintenance of the water, waste disposal, and drainage systems including work on bathroom fixtures, such as bathtubs, showers, toilets, and sinks, and piping for appliances like dishwashers and hot water heaters.
A retail store that primarily sells plumbing fixtures and related supplies.
A business, contractor, or individual that provides services with the use of high-pressure water spray to remove loose paint, grime, dust, mud, chewing gum and dirt from surfaces and objects such as buildings and concrete.
A brick and mortar establishment where printers, ink, and other printing-related items are sold
A professional who is hired by a client to gather evidence for court cases or private disputes.
A professional who creates process design and engineering documents, such as PFD's, P&ID's, and process datasheets.
A professional who serves legal documents to notify individuals about legal proceedings or filed documents.
A membership organization that collects dues from its members in exchange for services that help advance the business-related interest of its members.
Professional organizers are employed by companies or individuals to clean, arrange, and tidy their workspaces or homes. They work with clients to implement efficient organizational systems and processes and to identify areas for improvement.
A business that operates and promotes professional and semi-professional athletic teams, organizes athletic events, and manages professional athletes.
An individual or business that advises clients on the planning, organizing, and managing of resources to bring about the successful completion of a project.

If you oversee or advise on construction projects, please select Project manager - construction as your trade/profession.
Property management is the operation, control, maintenance, and oversight of real estate property. If your work is primarily maintenance or you are hired by a property manager, please use the 'Handyperson' trade.
A professional who specializes in the scientific study of the mind and behavior.
A business that helps organizations develop and maintain relationships with the public and their key stakeholders by effectively communicating with these groups.
A business that seeks advertising for newspapers, magazines, publications, radio, and television stations on a contractual or fee basis.
Professionals in charge of overseeing transactions between buyers and sellers. Duties may include drafting contracts, negotiating sale prices, and assisting buyers and sellers during negotiations.
A professional who provides an estimate of a property's value.
A brick and mortar establishment that primarily sells recorded music.
A recording studio is a specialized facility for sound recording, mixing, and audio production of instrumental or vocal musical performances, spoken words, and other sounds.
Professionals who find, screen, hire and onboard qualified job candidates.
A brick and mortar establishment that sells such equipment as condensing units, supermarket systems, and vending machines.
A business that specializes in servicing, maintaining, and repairing refrigeration appliances.
A business, contractor, or individual that remodels a space such as a bedroom, kitchen, bathroom or other room.
Research consultants design research strategies to fulfill the needs of specific projects. This work can include estimating the amount of time it will take to complete research, as well as creating a basic plan of action for finding the necessary data. Their duties can also include finding, collecting, interpreting and analyzing information in order to report on the findings.
A business, contractor, or individual that performs construction, additions, and major alterations of residential buildings.
An eating establishment where food and drinks are served to the public. This does not include bars or taverns.
A service that advises individuals or groups of people on best practices for resume building, career planning, negotiation, interviewing, coaching and motivation.
A business, contractor, or individual who specializes in roof construction. Services may include replacement, repair, and installation of the roofs of buildings, using a variety of materials.

It does not include individuals who act solely as a roof inspector or who subcontract out all roofing operations.
Safety consultants may provide services for general industry, maritime, or agriculture OSHA safety training or consulting. They also may provide services for military/government safety.
Sales representatives typically contract with and get paid commission by manufacturers to sell products. Sales reps help ensure current customers purchase the right products and services, identify new markets and customer leads, and pitch prospective customers. Products being delivered are typically sent from the manufacturer to the customer and do not involve the sales rep. Sales reps do not include individuals selling their own products.
Professionals responsible for planning, implementing and managing a business' overall SEO / SEM strategy.
An individual or business that provides administrative support and transcription services. Secretarial duties may include document preparation, scheduling, and client communication. Court reporting may involve creating word-for-word transcriptions at trials, depositions, and other legal proceedings.
A business that specializes in the installation of security systems.
A business, contractor, or individual who installs, services and repairs septic tanks.
A business, contractor, or individual who cleans and disinfects septic tanks.
A brick and mortar establishment primarily engaged in retailing new sewing supplies, fabrics, patterns, yarns, and other needlework accessories, or selling these products in combination with new sewing machines.
A business, contractor, or individual skilled in fabricating, installing, or repairing products made from thin metal sheets, such as ducts used for heating and air conditioning.
A brick and mortar establishment where shoes are sold or repaired.
A business, contractor, or individual that installs siding using materials such as wood, vinyl, and other exterior finish materials.
A business, contractor, or individual who places, removes, maintains, and repairs new or existing signs on building interiors or exteriors. This can include outdoor and commercial locations.
A business, contractor, or individual who paints signs on buildings, billboards, or signboards, in order to promote, announce, or identify products, services, and events.
A business specializing in the design, production, and sale of vinyl, metal, or illuminated signage for business', events, and advertising.
A person whose profession is singing for the entertainment of others.
Shops that inspect, service, and repair motorized power equipment such as lawn mowers, weedwhackers, chain saws, pressure washers, and more. This does not cover mobile or retail operations.
A professional or business that clears and removes snow from residential, commercial, or public spaces using shovels and other snow removal equipment but does not use motor vehicle plows.
An individual or business that prepares and sells shaved ice or crushed ice flavored with various types of syrups and toppings from a non-motorized cart or stand.
Professionals who work with individuals or businesses to develop and execute their social media strategies.
Services provided by licensed clinical professionals who help clients with personal and social challenges through counseling, community services, and support programs.
An individual or business specializing in creating, designing, deploying, and supporting software.
A business, contractor, or individual skilled in the installation and service of solar energy for hot water heaters, pools, and HVAC systems. This does not include individuals or businesses who only repair and replace roofs.
A business, contractor, or individual who installs and sets up equipment for a given room or venue.
Licensed professionals who provide therapy to prevent, assess, diagnose, and treat speech, language, social communication, and cognitive-communication disorders.
Retailers that primarily sell items such as equipment, supplies, and apparel used in sports.
Retail businesses that sell a variety of business and personal stationery supplies including paper, writing implements, envelopes, and other office accessories and equipment.
A professional who trades stocks, bonds, and other securities on behalf of clients. They also may provide investment advice and analysis.
Professionals who advise businesses on best practices and strategies to improve their performance and revenue.
A professional who provides counseling for individuals related to alcoholism, addiction, depression, and other mental health issues.
A brick and mortar establishment offering a wide variety of food, beverages, and household products, organized into sections.
A business, contractor, or individual performing routine maintenance of swimming pools, such as: cleaning filters, vacuuming, and maintaining proper pH level. This trade does not involve major repair work or pool installation.
A business, contractor, or individual that performs the installation and repair of above ground and below ground pools. This trade also includes the seasonal servicing of pools including but not limited to the cleaning, winterizing and opening.

If your work is strictly cleaning and servicing pools with no install or repair, please refer to the trade name: Swimming pool cleaning and servicing (no install)
A business or individual who constructs, alters, repairs, or modifies garments to meet a customer's specific needs or preferences.
A person or business responsible for obtaining employment or engagements for an artist or artists.
Professional preparation, calculation, and filing of tax returns for individuals, companies, or organizations under the supervision of a certified public accountant.
Professionals who instruct, guide, or help contribute to the education of students in a classroom environment or in an individual student-centered approach.
A professional who is responsible for talking to potential customers on the phone in order to sell products or solicit donations.
A brick and mortar establishment that sells discounted general merchandise.
A business, contractor, or individual that applies and sets ceramic tile and slabs of marble to floors, walls and ceilings, producing decorative and durable surfaces.
A professional who researches, analyzes, and evaluates property title records before property sales. Duties may include identifying legal barriers to sales, maintaining records, and conducting other research as required by attorneys.
A professional who researches title histories and certifies the validity of titles in real estate transactions. They also prepare documentation for real estate transactions, hold and distribute escrow funds, and secure title insurance.
A professional who provides instruction and education to develop the skills necessary for a particular job, trade, or profession.
A professional who accurately converts written or spoken material from one language to another.
A professional engineer who plans and reviews transportation projects and transportation systems. This DOES NOT include the actual transportation of people or goods.
Individuals or businesses that help clients plan travel and vacations. They offer a range of services, including arranging flights, travel documents, accommodations, entertainment, and other travel-related services from suppliers. They also may help obtain travel insurance, and foreign currency for their clients.
A business, contractor, or individual that is focused on the enhancement, protection, or removal of trees. Services may include: tree removal, tree trimming, tree health care, stump grinding, tree thinning and tree shaping.
A brick and mortar establishment that primarily sells trophies and related products.
A business, contractor, or individual who uses a vehicle to transport a variety of goods from one destination to another. Please note: Amazon Relay services are covered under this trade for warehouse-to-warehouse delivery only.
A professional or business responsible for managing a trust as a fiduciary. As part of this, you may be responsible for managing assets, distributing assets, and complying with trust agreements, or other legal and financial obligations.
A business, contractor, or individual who covers furniture with fabric or leather. This work may also include removing or replacing padding, webbing, stuffing, springs, fabric, or leather from the furniture.
A brick and mortar establishment that rents home videos such as movies, recorded TV shows, video game discs, and other media content.
The practice of recording and editing video content for various clients on an ongoing or project basis. They typically work either alone or as part of a small team to create video content for events ranging from a documentary to music video or tv commercial.
A skilled craftsman who repairs and cleans leather or vinyl items.
Someone who specializes in offering administrative type services to clients from a remote location. A virtual assistant may perform tasks such as scheduling appointments, making phone calls, making travel arrangements, or maintaining email accounts, and more.
A professional who repairs, adjusts, and cleans watches or jewelry for customers.
A business, contractor, or individual specializing in the installation, service or repair of water softening and filtration systems in residential and commercial buildings.
Waterproofing technicians apply a physical barrier to the floors and walls to prevent moisture penetration into the structure of a home or building.
Provides a variety of services to help in the development and maintenance of websites, including, but not limited to: web graphic design, interface design, code development, user experience design, and search engine optimization.
Wedding officiants lead a wedding service or ceremony. Officiants are legally recognized by the state in which the wedding/ceremony takes place. They are often well-versed in secular, spiritual, or interfaith ceremonies. Civil officiants or clergy are not eligible.
Also known as bridal or wedding consultants, wedding planners help clients plan either entire weddings or specific wedding activities. It's typically their responsibility to coordinate logistics with clients, vendors, and guests to ensure their client's wedding day is a success.
A business, contractor, or individual specializing in joining or cutting metal with the use of hand-held or remotely controlled equipment. If you erect metal structures, please select the Metal Erection trade.
A business, contractor, or individual primarily involved in the cleaning of windows both interior and exterior of various sizes and types.
Involves repairing all types of windshield damage, including cracks, chips, and scratches. Windshield replacements are not considered windshield repair.
A retail store that primarily sells women's clothing accessories or other specialty products.
An individual who leads group classes in practices that can involve stretching, strengthening, and meditation. This individual tends to design fitness programs that emphasize both physical and mental well-being.
A fitness instructor who specializes in teaching Zumba, which is a group fitness workout that blends a variety of dance styles.

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General Liability can cover costs if your business has caused bodily injury or property damage to someone else. This insurance does not cover damage caused in a car accident, or caused while loading or unloading a vehicle.

This policy does not include commercial auto coverage. You have the option to explore buying commercial auto coverage after purchasing this general liability policy.

Additionally, please select only if any of the following services are a substantial part of the business?

Please select the coverage you need

Accountants like you who provide advice and services to clients typically consider purchasing a professional liability policy for protection against errors & omissions risk. And if you rent or own property where you provide services, general liability can protect against third party bodily injury or property damage.
Business consultants like you who provide advice and services to clients typically consider purchasing a professional liability policy for protection against errors & omissions risk. And if you rent or own property where you provide services, general liability can protect against third party bodily injury or property damage.
Insurance professionals like you who provide advice and services to clients typically consider purchasing a professional liability policy for protection against errors & omissions risk. And if you rent or own property where you provide services, general liability can protect against third party bodily injury or property damage.
IT consultants like you who provide advice and services to clients typically consider purchasing a professional liability policy for protection against errors & omissions risk. And if you rent or own property where you provide services, general liability can protect against third party bodily injury or property damage.
Life, career, or executive coaches like you who provide advice and services to clients typically consider purchasing a professional liability policy for protection against errors & omissions risk. And if you rent or own property where you provide services, general liability can protect against third party bodily injury or property damage.
Management consultants like you who provide advice and services to clients typically consider purchasing a professional liability policy for protection against errors & omissions risk. And if you rent or own property where you provide services, general liability can protect against third party bodily injury or property damage.
Notaries like you who provide advice and services to clients typically consider purchasing a professional liability policy for protection against errors & omissions risk. And if you rent or own property where you provide services, general liability can protect against third party bodily injury or property damage.
Consultants like you who provide advice and services to clients typically consider purchasing a professional liability policy for protection against errors & omissions risk. And if you rent or own property where you provide services, general liability can protect against third party bodily injury or property damage.
Real estate agents and brokers like you who provide advice and services to clients typically consider purchasing a professional liability policy for protection against errors & omissions risk. And if you rent or own property where you provide services, general liability can protect against third party bodily injury or property damage.
Tax preparers like you who provide advice and services to clients typically consider purchasing a professional liability policy for protection against errors & omissions risk. And if you rent or own property where you provide services, general liability can protect against third party bodily injury or property damage.
Can cover the costs if your business has caused bodily injury or property damage to someone else.
We've pre-selected General Liability insurance to meet the needs of your business. Please complete the application on this page and we'll see what General Liability insurance quotes we can find for you.
We've packaged Errors and Omissions insurance with Fidelity Bond. This covers Theft by Hacker/Computer Systems Fraud and Social Engineering, plus Employee Theft coverage for businesses with at least one non-owner employee. The policy aggregate limit will be set at $1,000,000.
Can cover complex risks that could lead to claims of negligence against your business; such as errors and omissions in the professional services you provide.
Does the business provide any of these additional services?

If the business does not offer any of the services listed below, you can skip to the next question.
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This is when you first registered your business.
This is when you first began conducting paid work.
Building insurance covers the cost to repair damage to the structure of buildings you own.
Contents insurance covers the cost of replacing or repairing damaged inventory, equipment, furnishings, and other contents that aren't part of the building structure.
If your business is based out of your home, but you travel to a client's location to provide your services, please select "1"
If your business is based out of your home, but you travel to a customer's jobsite to provide your services, please select "1"
If your business operates based only out of your home, please select "1"
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