This insurance covers costs from third-party accidents, third-party bodily injury, and third-party property damage resulting from your products, services, or business operations. You may have also heard it called commercial general liability (CGL) insurance. But no matter what you've called it, the bottom line is simple. Without this type of coverage, your business may be responsible for those costs.

And if those bills are too large, they could be absolutely catastrophic for your business. With GL protection, you don't have to worry about putting your business or family at risk. Your policy can cover the costs of a claim - including any resulting legal fees - up to your policy limit.

General Liability insurance usually covers:

Third-party bodily injury
Third-party property damage
Personal and advertising injury
Claims arising from product liability
Third party medical payments
And more

General Liability insurance usually does not cover:

Damage to your own property
Damage to a customer's personal property stored in your care, custody, and control
Professional services
Workers' compensation or injury to your employees
Damage to your work
Auto liability
Expected or intentional injury or damage
And more